corporateperformancemanagementcpm_leader_leader

CorporatePerformanceManagement(CPM)_Leader_Leader

budgetingandforecasting_momentumleader_leader

BudgetingandForecasting_MomentumLeader_Leader

g2-badge-top-50-2

G2-Badge-top-50 (2)

budgetingandforecasting_leader_mid-market_leader

BudgetingandForecasting_Leader_Mid-Market_Leader

budgetingandforecasting_leader_small-business_leader

BudgetingandForecasting_Leader_Small-Business_Leader

Sign in

Request a demo

Register Now

Join our panel of experts as they answer your most challenging questions for 2023 planning.

mosaic-footer

Blog

Videos

Podcast

Templates

Webinars

Ebooks

<p>Subscribe to keep up with the latest strategic finance content.</p>


Financial Reporting & Analysis

Investor & Board Reporting

Financial Close & Consolidation

Revenue Planning

Expense Planning

Headcount Planning

Cashflow Forecasting

Ryan Winemiller headshot

Head of Marketing

Ryan Winemiller

Mosaic joins HiBob: A new chapter in the future of FP&A

hibob-mosaic-blog-archive

Today, Mosaic is joining HiBob (subject to closing conditions). This is a huge moment for us, for our customers, and for the future of FP&A. Together, we’re building the first fully integrated FP&A and HR solution for mid-market companies, with a shared commitment to innovation and people-first finance.

Cash vs. Accrual Accounting: A Comprehensive Guide for Businesses

Blog Main 1284x1220

The ERP Dashboard You Can't Afford Not To Have

erp_dashbaord_blog_main

What makes a great enterprise resource planning (ERP) dashboard? For many companies, the answer isn’t as straightforward as it should be.

How AI is Transforming FP&A (and How Your Team Can Leverage It)

ai_fpa_blog_main

Mosaic Ranks #97 on the 2024 Deloitte Technology Fast 500™

fast_500_image

San Diego, California, November 21st, 2024 — Mosaic today announced it ranked #97 on the Deloitte Technology Fast 500™, a ranking of the 500 fastest-growing technology, media, telecommunications, life sciences, fintech, and energy tech companies in North America, now in its 30th year.


Revenue Planning Guide for Professional Service Businesses

Frame 1

Mosaic Recognized With Multiple Awards from Gartner in 2024

Gartner_2024_Blog

<p>As we wrap up another year, we are excited to share that <a href="https://www.capterra.com/p/219079/Mosaic/">Mosaic</a> has been recognized with multiple accolades from the Gartner Digital Markets brands – <a href="https://www.capterra.com/">Capterra</a>, <a href="https://www.softwareadvice.com/">Software Advice</a>, and <a href="https://www.getapp.com/">GetApp</a>. Our product has been featured across various flagship reports released in 2024, a testament to the value we continue to deliver to our users.</p>

The Business Guide to Liquidity Ratios

The Business Guide to Liquidity Ratios03

Managing liquidity is vital for companies of every size. Pre-revenue startups need to carefully manage their burn rate to ensure they don’t run out of cash. More established businesses need to ensure they balance their revenue and expenses to achieve sustainable growth.

What is Capital Structure? A Guide for High-Growth SaaS

What is Capital Structure_ A Guide for High-Growth SaaS01

Mistakes and failures are valuable opportunities for learning. High-growth SaaS companies should expect plenty of mistakes along their path to success, knowing that each one is a stepping stone to a stronger business.

But there’s one specific area of a business where early mistakes can be difficult, if not impossible, to fix. The cap table.

Finding the right debt-to-equity ratio is hugely important for any early stage company. Understanding the implications of decisions that impact the capital structure of a company is one of SaaS finance teams and founders’ most important roles.

Mosaic Ranks #1 in Momentum Leader for CPM Software Report

g2_header_image_

Mosaic is proud to announce its remarkable achievements in G2’s Summer 2024 reports. Our continued dedication to providing cutting-edge financial solutions has earned us the #1 rank in the Momentum Leader category for Corporate Performance Management (CPM) Software.

The Difference Between Financial Planning & Forecasting and How To Excel at Both

planing_vs_forecasting_1

SaaS companies are pioneers, always pushing the limits of software architecture to deliver the best product possible to customers. And you can't get there without research and development expenses.

A SaaS Guide to Tracking and Managing R&D Expenses

Group 10316

A Guide to Foreign Currency Translation Adjustments in SaaS

foreign_transaction_hero

Three Statement Financial Model Guide

Blog Main 1284x1220 (5)

The three statement financial model is the cornerstone of every company’s financial health and forecast. Building an accurate and timely three statement model can help companies gain a clear understanding of their current financial position, as well as serving as a baseline for forward looking projections and scenario planning.


The Essential Unit Economics Guide For SaaS Businesses

Blog Main 1284x1220 (4)

A Strategic Guide to R&D Capitalization for SaaS Companies

The question of whether to capitalize or expense your R&D costs is a SaaS accounting riddle for the ages. While recent changes to IRS section 174 mean you must capitalize and amortize R&D spending for tax purposes, it’s still theoretically optional for financial reporting purposes.

How to Choose Between Debt vs. Equity Financing as a SaaS Company

Blog Main 1284x1220 (2)

Before a SaaS company can build a product, hire a sales team, or implement a marketing strategy, it needs cash to pay for it all. Whether you’re a brand-new startup or have progressed to later funding rounds, the need for new money is a key component for many business operations.


A Guide to the Dunning Process for SaaS Companies

Blog Main 1284x1220 (3)

At its simplest, dunning means communicating with customers to collect overdue payments. This might conjure up images of debt collectors making incessant phone calls and letters threatening legal action, but the meaning of dunning is more specific — and a lot more tame.

SaaS Due Diligence Checklist For Finance Teams & Founders

Blog Main 1284x1220 (1)

What are Rate Cards? + How to Create Them

rate-card-1

Mosaic Awarded with Multiple Badges from Gartner Digital Markets

Mosaic is thrilled to announce its placement among the top software solutions in multiple flagship reports released by Gartner Digital Markets sites - <a href="https://www.capterra.com/" target="_blank" rel="noopener">Capterra</a>, <a href="https://www.softwareadvice.com/" target="_blank" rel="noopener">Software Advice</a>, and <a href="https://www.getapp.com/" target="_blank" rel="noopener">GetApp</a>.

The 7 Essential Cash Flow Metrics Businesses Should Track

Cash Flow Metrics Main

If your business doesn’t have a consistently positive cash flow, it’s impossible to build value for your shareholders or scale in a meaningful way. Cash flow is an indispensable benchmark to understand your finances — particularly when you dig deeper into cash flow metrics like investments, debts, and business operation costs.

Venture Debt Financing: A Strategic Option for SaaS Businesses

Venture Debt Main

For startups, the journey between funding rounds is a bit like traveling from island to island. Your cash runway builds a bridge from Series A to Series B, from Series B to Series C, until finally, you reach the fabled land of IPO (or acquisition). 

The problem is equity funding rounds aren't always enough to bridge the gap, especially if things don't go according to plan.

What is a Sweep Account? And Does Your SaaS Business Need One?

Sweep Account Blog Main

Where do you stash your extra cash? Some SaaS businesses struggle with this question. With the overwhelming variety of bank accounts and features now available, startups might not know where to turn to make their cash work harder for them. In this guide, we break down the pros and cons of sweep accounts and give you the steps to set one up yourself.

Mastering Value-Proposition Budgeting: A Comprehensive Guide for SaaS Businesses

Value Proposition Budgeting Blog Main

If you could build the ideal budget for your SaaS startup, what would it look like? For one, you'd probably want to make sure each line item contributed to growth. You'd probably want flexibility and the ability to reallocate resources based on a shifting market.

The CFO’s Guide to Financial Risk Assessment

Financial Risk Assessment Blog Main

The business world is fraught with risk. Changing market conditions, liquidity shortfalls, and currency fluctuations are just a few of the many threats business leaders face. One of your first priorities as a CFO should be identifying the most pressing risks to your company's financial position.

A Guide To Revenue Operations (RevOps) for SaaS Companies

RevOps Blog Main

Learn how RevOps can unlock more accurate forecasting and help your SaaS business bring in more consistent revenue.

Customer Health Score: A Strategic Guide for Customer Success & Finance Teams

Blog Main 1284x1220 (12)

Whether you want to increase upsells or reduce churn, the best place to start is by assessing your customer health scores. Learn how to create a customer health score formula optimized for your unique business and why this metric matters not just for customer success teams but also for finance teams.

How To Conduct a Profitability Analysis for Your SaaS Business

Profitability Analysis Blog Main

In this article, we break down each step of the profitability analysis process and outline key metrics SaaS businesses should pay close attention to.

Centralize Planning Icon

FP&A Calendar

Hub and Spoke Frame: Left Cells Yellow

FP&A Calendar Examples & Considerations

FP&A calendar Blog Main

Hub and Spoke Frame: Right Cells Yellow

The objective of the FP&A team is to create accurate forecasts and reports for every aspect of a company. There are a lot of moving parts to manage, and getting the right data to go into those forecasts requires close collaboration with every individual department.

CFO Resources for Mastering Finance in 2024

CFO Resources Blog Main

Below you’ll find a list of 11 of the best resources for CFOs in 2024.

What is Revenue Leakage? SaaS Guide + Solutions

Revenue Leakage Blog Main

Revenue leakage is a common problem for SaaS businesses. This guide breaks down causes and solutions, so you can minimize your risk and solve leakage quickly when it occurs. 

6 Top Revenue Metrics & How to Track Them

Revenue Metrics Blog Main

Assessing the right revenue metrics can help you make better, more informed business decisions. This article breaks down the most important revenue metrics for SaaS businesses and shows you how to easily view them in real-time using Mosaic.

How To Create Financial Projections For a Startup (with Template)

Financial Projections Main Image

SaaS startups need realistic financial projections based on accurate and up-to-date data. In this article, we cover how to create financial projects, the most important metrics to look at, and provide a template to get you started.

Operational Planning Guide for SaaS Companies (With Examples)

Operational Planning Main Blog Image

This guide breaks down the operational planning process, outlines common pitfalls to avoid, and shows you how Mosaic can support a more streamlined planning process.

The Continuous Planning Process Guide for SaaS Businesses

Continuous planning is essential for SaaS businesses, especially early on. In this guide, we break down the benefits, risks, and steps of the continuous planning process.

The SaaS Guide to Agile Financial Planning

Agile Main Blog

Agility is more important than ever for SaaS businesses, but not all financial planning methods give you the flexibility to adapt in order to survive. In this guide we break down what agile planning is, why it’s essential for startups, and how to get started.

How To Create and Analyze Variance Reports

Variance Report Header Image

Learn how to create variance reports in minutes using Mosaic.

Reforecasting Budgets: When & How To Reforecast For Your SaaS Business

Reforecasting Blog main

Reforecasting is vital if you want your SaaS business to remain agile in an ever-changing business landscape. This guide covers when and how to reforecast and common pain points that can be avoided.

Accounts Payable Metrics

Accounts Payable Metrics Blog Main

Accounts payable metrics, or AP metrics, give insights into how a company manages its payables, i.e., the money owed to vendors for services or products received but not yet paid for. Specifically, AP metrics tell you whether your company has good vendor relationships, is operationally efficient, and holds a healthy balance between liquidity and creditworthiness.

A Guide to Outcome-Based Reporting for CFOs

outcome-based reporting main blog image

This guide explores how to transition from reactive reporting to more agile planning processes that help stakeholders at your organization make profitable decisions.

Finance’s Guide to CRM Hygiene

CRM Hygiene Main Blog Image

Learn everything you need to know about CRM hygiene for finance teams, including why it's important, common pitfalls to avoid, and how to make sure your company's CRM setup works for you. 

Budget Forecast: What Is It & Why Use It?

Blog Main 1284x1220 (19)

Your budget forecast is the roadmap for your business — what you're going to spend to hit your growth goals. Without it, you're flying blind while trying to navigate the risky waters of life as a high-growth startup. Here's what you need to know to nail down your budget.

The Complete Guide to OpEx Planning & Budgeting in 2024 (+ Software Solutions)

Blog Main 1284x1220 (18)

Operating expenses are the fuel that drive your business. But every dollar is precious when you're balancing growth goals and runway. How do you know where to invest that money to get the most return? Here's how to think through your OpEx planning.

A Guide to Expansion Revenue for SaaS Businesses

Blog Main 1284x1220 (17)

Expansion revenue — perhaps the ninth wonder of the world after compound interest. This is your ability to get existing customers to spend more with you year after year, creating a compounding effect for your business growth. Here's what you need to know.

Sales Quotas: Types, Setting Yours, & How to Exceed Them in 2024

Group 10268 (1)

There's a delicate balance to setting sales quotas. You want to be aggressive and set a high bar— but not so high that it's impossible to hit and demotivating for the sales reps. Here's how to think through your quotas and strike that balance.

Sales and Marketing Expenses + Forecasting Guide

Blog Main 1284x1220 (15)

If you want to be a high-growth startup, you need to constantly pour fuel on the product-market fit fire. And that means investing in your go-to-market function. But if you don't have a handle on your sales and marketing expenses, you could be lighting money on fire. Here's how to make sure those dollars don't go to waste.

Zero-Based Budgeting for SaaS Startups: A Comprehensive Guide With Mosaic

Blog Main 1284x1220 (14)

In times when financial efficiency is the name of the game, zero-based budgeting emerges. While it's not the simplest approach to budget planning, it will certainly help you meet your capital efficiency goals. Here's what you need to know about zero-based budgeting.

Better Insight - Icon

AI Accounting

Hub and Spoke Frame - Blue Left

How to Use AI to Optimize Accounting Processes

Blog Main 1284x1220 (7)

Hub and Spoke Frame - Blue Right

AI's role in strategic finance is indispensable for modern CFOs and finance executives. As it evolves, its use cases for CFOs and finance teams will become increasingly vital to stay competitive. And one of the most practical applications right now? Accounting processes. Here's why.

chess-icon

AI Budgeting

How Using AI Can Streamline Your Budgeting Process

Blog Main 1284x1220 (8)

The power of AI isn't reserved for mundane, repetitive processes. As AI-powered finance tools get stronger, they're going to start transforming your planning cycles, too. Here's what you can expect from AI budgeting.

AI Financial Planning

How to Use AI for Business Financial Planning

Blog Main 1284x1220 (9)

Financial planning processes are never going to be one-size-fits-all for any business. But that doesn't mean it can't benefit from AI — especially as finance software gets better and better at leveraging the technology. Here's where AI-powered financial planning will go in the months and years ahead.

Save Time - Icon

AI Financial Modeling and Forecasting

How to Use AI for Financial Modeling and Forecasting

Blog Main 1284x1220 (10)

Financial models often resemble a house of cards — a delicate balancing act of assumptions working to prop up the business. You wouldn't expect modeling to be a prime use case for AI. But we're closer to the reality of AI financial modeling and forecasting than many would think. Here's what to expect.

Adapt in real-time Icon

AI Tools for Business

Everything AI: Tools for Finance, Productivity, and Startups

Blog Main 1284x1220 (11)

There are a dizzying number of AI tools for business — even if you just limit yourself to finance-related software. Some are worth checking out and others are just noise in an endless sea of new software. Here are some AI tools we recommend checking out.

Investor Communication in 2024: Strategies for Startups

Blog-Main-1284x1220-33

The importance of investor communication goes beyond pumping in cash to keep the business running. When leveraged smartly, investors can be more than just financial backers for your seed funding — they are potential strategic allies, guiding your company toward profitability and success.

Investor Documents: A Comprehensive Guide for Startups Seeking Funding

Blog header: Investor Docs

If you’re preparing for a funding round, this guide will cover the essential investor documents you need to prepare and the metrics you’ll want to highlight.

The Department Budget Template

Welcome to Mosaic's Departmental Budget Template. This workbook provides best-practice department budget templates for the budget owners in your business. It includes both an OpEx and Headcount model that can be used for each department in your org, and automatically consolidates all the department-level budgets into a company-level P&L Summary tab.

Download The Department Budget Template